Is a weighted blanket covered by health insurance? Everything you need to know (2025)

Short answer: no, a weighted blanket is not covered in most cases by basic health insurance. But there are exceptions, and there are other ways to reduce the costs. In this article, we explain exactly how it works.

What does basic health insurance say?

Basic health insurance in the Netherlands does not cover a weighted blanket. The product is not included in the basic package under the Health Insurance Act. This applies to all health insurers: CZ, Menzis, Zilveren Kruis, VGZ, and others.

The reason: a weighted blanket is classified as an aid for comfort, not as a medically necessary aid. Even though occupational therapists recommend it.

And the supplementary insurance?

Some supplementary insurance policies offer reimbursement for “occupational therapy aids” or “sensory aids.” In rare cases, a weighted blanket may fall under this category, but only if:

• You have a referral from an occupational therapist or pediatrician
• There is a medical indication (e.g., autism, ADHD, sensory processing disorder)
• Your insurer explicitly covers aids for sensory regulation

In practice, this is rare. The chances are higher with specific children’s packages or insurance policies focused on developmental disorders. Always contact your insurer to ask before submitting an application.

Alternatives: PGB and WMO

Personal budget (PGB)

Do you have a PGB through the Youth Act or WLZ? In some cases, it may be possible to purchase a weighted blanket from the PGB budget, provided it is part of an approved aids plan. Discuss this with your healthcare provider and the PGB office.

WMO (Social Support Act)

In exceptional cases, the municipality may provide WMO reimbursement for aids that promote independent living. This depends heavily on your municipality and personal situation.

Tax-deductible as specific healthcare expenses

If a doctor or therapist has prescribed the weighted blanket, you may be able to deduct the costs as specific healthcare expenses on your tax return. Keep the invoice and referral.

How much does a weighted blanket cost vs. alternatives?

A weighted blanket is a one-off investment that lasts for years. For comparison:

Calculated per night, a weighted blanket costs less than 10 cents over a 3-year period of use. For a tool that makes a directly noticeable difference to sleep quality, that is a relatively small investment.

Frequently asked questions

Is a weighted blanket reimbursed for autism?

Not through basic health insurance. In some cases, reimbursement may be possible through supplementary insurance, a personal budget (PGB), or the Social Support Act (WMO). You always need a referral from a doctor or occupational therapist.

Is a weighted blanket reimbursed for ADHD?

The same rules apply as for autism. Basic health insurance does not cover it. Coverage through supplementary insurance or a personal budget (PGB) may be possible in exceptional cases. Contact your insurer about your specific situation.

Do I need a referral?

Not to buy a blanket. But you do need one to apply for possible reimbursement. An occupational therapist or paediatrician can write a referral if there is a medical indication.

Can I deduct the costs from my taxes?

Yes, if a doctor or therapist has prescribed the blanket. The costs then qualify as specific healthcare expenses. Keep the invoice and referral letter.

How long does a weighted blanket last?

With normal use and proper care, an Ella weighted blanket lasts at least 3 to 5 years. The glass beads do not lose their weight, and the fabric is made for daily use.

Can I try the blanket risk-free?

Yes. At Ella Sleeps, you have a 30-night trial. Doesn't the blanket suit you? Then you'll get your money back.

Read also: Weighted blanket for autism · Weighted blanket for ADHD · The benefits of a weighted blanket